Really God’s Blessings are innumerable and generally much more than a financial spreadsheet can show. However, today, we want to stop and take note of the numbers. Surrounding the sparks of this coming 4th of July, we plan to celebrate 15 – WOW 15 – years of serving the Lord together in ministry as a married couple.
Just about all of that time has been spent in mission work, where God has opened various tentmaker doors to meet our needs. Over the years, some of those jobs have included a benefits package, while others were simply an hourly wage. Without bogging the blog with details, our healthcare provisions have run the gamut of traditional insurance to the ministry-based sharing network of Christian Healthcare Ministries. We have been subject to the “approved network” and now judiciously choose our care based on what is best for our family members.
In 2011, we were sent a surprise blessing – AbiNoelle. Under typical 80/20 insurance, our deductible was high, doctor’s bills were upfront and a huge chunk of change to us, and the final balance seemed incredibly daunting in the midst of keeping up with the regular monthly insurance premiums. Of course welfare style options were encouraged by the hospital finance department, but we trusted the Lord to help us pay what we owed. Amazingly, after some time of consistent payments, the hospital offered to reduce our $10,000 dollar balance to mere pennies allowing us to completely pay the account in full. We praised the Lord!
After seven years, typical doctor bills, but extravagant premiums to companies that continuously increased support to anti-biblical sources, we researched and submitted our application to Christian Healthcare Ministries. Under this sharing system, a network of believers join together in prayer and financial support to meet healthcare needs. Shortly after joining, the unexpected came as we entered the OBGYN and heard that AbiNoelle’s prayer for a baby sister would be answered! We were so excited….and then reality struck with all the “self-pay,” upfront, hundreds of dollars owed. Then, time revealed another c-section would be planned. We called to receive a projected cost from the hospital and were given incredible figures well over $20,000. How would this ever work? Following the guidelines of CHM, we asked for self-pay prices and discounts if we paid in full at the time of service and we began paying and submitting receipts to the CHM office. What an absolute relief! – Through the CHM network our final cost of nearly $30,000 was completely paid. Now as we wade through a current health challenge, we have been able to confidently assure the doctors that each bill will be paid in full in a timely manner without the offered government aid. The Lord truly is faithful to those who seek after Him.
Take note that the more you delve into healthcare, it is an eye-opening learning curve. Do your research, seek counsel, make the wisest, most biblically centered choice and rest in His care for you and your family. God will provide!
For More Information on CHM visit: https://www.chministries.org/
To easily apply (Using this link will help our family): https://join.chministries.org/application.aspx?mem=287822